Country-Wise Insurance Guide

Travel Insurance Guide by Destination

Know exactly what coverage you need for every country. From USA's sky-high medical costs to Africa's remote safari emergencies β€” we guide you to the right plan.

USA & Canada
Very High Risk
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USA & Canada

Recommended:$500,000–$1,000,000
Avg Premium:β‚Ή5,000–₹15,000/year
Europe (Schengen)
Medium Risk
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Europe (Schengen)

Recommended:$100,000–$250,000
Avg Premium:β‚Ή3,500–₹8,000/year
UAE & Middle East
Low-Medium Risk
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UAE & Middle East

Recommended:$100,000–$250,000
Avg Premium:β‚Ή2,500–₹6,000/year
Thailand & Southeast Asia
Low Risk
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Thailand & Southeast Asia

Recommended:$50,000–$100,000
Avg Premium:β‚Ή1,500–₹4,000/year
Australia & New Zealand
Medium-High Risk
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Australia & New Zealand

Recommended:$250,000–$500,000
Avg Premium:β‚Ή4,000–₹9,000/year
Japan & South Korea
Low-Medium Risk
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Japan & South Korea

Recommended:$100,000–$250,000
Avg Premium:β‚Ή3,000–₹7,000/year
Africa & Safari
High Risk
🌍

Africa & Safari

Recommended:$250,000–$500,000
Avg Premium:β‚Ή5,000–₹12,000/year
Latin America
Medium-High Risk
🌎

Latin America

Recommended:$250,000–$500,000
Avg Premium:β‚Ή4,000–₹10,000/year

Not Sure Which Plan to Choose?

Our insurance experts will help you pick the perfect coverage for your destination.

Why Book With Us

What Makes Us Different vs Online Travel Agencies

Direct IATA agent pricing, real human support, and travel expertise that no algorithm can match

Feature
Explera Vacations
Online Travel Agencies
Pricing Model
Direct IATA wholesale rates β€” no middleman markup
5-15% platform commission baked into every price
Flight Fares
Access to unpublished consolidator fares & corporate net rates
Only published fares visible to the public; you pay retail
Multi-City & Complex Itineraries
Handcrafted multi-stop, open-jaw & round-the-world routings
Limited to point-to-point; multi-city often breaks or is overpriced
Human Support
Dedicated travel consultant available 24/7 on phone & WhatsApp
Chatbots, email tickets, overseas call centres with 48hr+ turnaround
Visa Assistance
In-house visa desk β€” document prep, embassy appointments, 95% approval
No visa support; you are on your own with documentation
Hotel Selection
Curated by real consultants who have visited the properties
Algorithm-ranked by ad spend, commission bias, and fake reviews
Corporate Travel
Dedicated account manager, GST invoicing, credit terms, travel policy compliance
Self-service only; no corporate billing, no policy enforcement, no GST support
Group & MICE Bookings
Specialised group desk β€” block bookings, event logistics, ground handling
Group bookings either unavailable or poorly handled with no on-ground support
Last-Minute Changes
Direct airline & hotel relationships β€” we can override and fix issues in real time
Rigid systems β€” change fees are high and modifications often impossible
Price Guarantee
Double difference refund if you find a cheaper identical booking elsewhere
Best price claims with fine print exclusions and hoops to jump through
Post-Booking Support
We stay with you throughout your trip β€” flight alerts, hotel check-in, emergencies
Booking confirmation is where the relationship ends
Hidden Gems & Local Intel
Real destination knowledge from consultants who have been there
Generic top-10 lists written by SEO content farms
Transparency
All-in pricing upfront β€” taxes, fees, surcharges clearly itemised
Drip pricing β€” base fare shown, taxes & fees added at checkout
Payment Flexibility
Bank transfer, UPI, credit card, EMI, corporate credit β€” your choice
Limited payment options; often credit card only with surcharge
Trust & Credentials
IATA Certified, TAT Licensed, Ministry of Tourism recognised, Official SDB Travel Desk
No travel industry accreditation; just a tech platform with a travel skin

IATA Certified

Internationally accredited travel agency since 2022

Ministry of Tourism

Recognised by Government of India, Ministry of Tourism

Official SDB Travel Desk

Exclusive travel partner of Surat Diamond Bourse

15+ Years

Industry Experience

50,000+

Happy Travellers

150+

Airlines & Hotel Chains

4.8

Google Rating

95%

Visa Approval Rate